The field guide to US finance & tech for everyone outside the US

Get US banking, cards, phone numbers and servers — from anywhere.

Independent, step-by-step guides for non-US residents: open a USD account, build US credit, keep a US phone number, rent a US server, and use crypto cards — with the fine print explained.

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Covered in our guides

WisePayoneerAmerican ExpressIBInteractive BrokersCSCharles SchwabChaseVisaMastercardTT-MobileGVGoogle VoiceDigitalOceanVultrCloudflareOOracle CloudTether (USDT)OKX

How to use this site

  1. Step 1

    Lay the foundation

    Understand SSN vs ITIN, get a usable US address and decide whether you need a US company.

  2. Step 2

    Get a USD account

    Receive and hold dollars with Wise, Payoneer, a brokerage, or a real US bank account.

  3. Step 3

    Add a US number

    Keep a real carrier number alive for 2FA and verification codes for a few dollars a month.

  4. Step 4

    Build US credit

    Transfer your credit history or start from a secured card and grow a FICO score.

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Information only — not financial, legal or tax advice. Products and policies change often; always confirm on the official site before applying. Site2US is independent and not affiliated with any bank, carrier or provider mentioned. We currently carry no affiliate links.